Why Private Car Insurance Policy – Package?
Secure Your Car & Make Your Drives Stress-Free
SBI General’s Private Car Insurance Policy – Package is a comprehensive car insurance plan that provides exhaustive coverage and safeguards you and your vehicle in case of any mishaps while on the roads. Moreover, this policy also insures you against third party liabilities, thereby making your drives stress-free.
Who Can Buy This Policy?
As per the Motor Vehicles (Amendment) Act, 2019, a third party liability policy is mandatory for vehicle owners to be able to drive their vehicles on Indian roads. However, for better and enhanced protection, it is advisable to opt for comprehensive car insurance as it covers own damage along with third party liabilities. All Indian vehicle owners can purchase SBI General’s Private Car Insurance Policy – Package and secure their vehicle from any mishaps.
Private Car Insurance Policy – Package
6697 Cashless Garages
Motor Claim Settlement Ratio 98% *
Strong Technical Team of about 300+ SBIG Members
& 750+ Empaneled Surveyors, Claims Team spread
across 100+ locations in PAN India
Claim Intimation, Status Tracking & Document
Submission through Mobile App & WhatsApp
Protect Your Dream Car with a Comprehensive Car Insurance Policy
Accidental Damage to Vehicle
Coverage against loss or damage to the vehicle or its accessories due to fire, explosion, self ignition, accidental damage, and various other man-made or natural calamities.
Third Party Liability
Coverage against third party liability in case of injury/death of any third party or damage caused to third party property by the insured vehicle
Personal Accident to Owner Driver
Compulsory personal accident cover of ₹15 lakh for individual owners of the vehicle while driving.
Major Benefits
- Compulsory third party liability with personal accident cover
- Multiple covers with additional premiums: NCB, key replacement cover, bi-fuel kit, loss of belongings
- Legal liability for paid driver and employees
- Nil depreciation
- Return to invoice
What’s Covered
We offer motor insurance cover for private cars in the following cases:
- Third party liability in case of injury/death of the person, or any damage caused to the property of the third party
- Loss or damage to your car due to fire, self-ignition, accidental damage, explosion
- Your car is covered against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.
- Personal accident cover up to Rs 15 lakh for individual owners while driving.
- Passengers can also get coverage up to Rs 2 lakh per person
- Coverage for CNG/LPG bi-fuel kit
What’s Not Covered
- We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc.
- Any claims made must be proved to be an act not related to any of these conditions
- Driving without a valid licence
- Driving under the influence of drugs and alcohol
