You strive to provide comfort, happiness, and security to your family and you would want your
family’s future to be secure at all times. ICICI Pru iProtect Smart gives you the flexibility to design your safety net so that you can protect your family’s future to ensure that they lead their lives comfortably without any financial worries, even in your absence. This plan offers you the option to enhance your coverage against Accidental Death and Accelerated Critical Illnesses and hence ensuring a 360 degree cover on your life and is also available for sale through online mode.
Key Features
- Enhanced protection: Coverage against death, terminal illness and disability
- Comprehensive additional benefits: Option to choose Accidental Death Benefit and Accelerated Critical Illness Benefit
- Special premium rates for non-tobacco users
- Special discount on first year’s premium for salaried customers
- Need based benefit payout: Choose to receive the benefit amount as a lump sum or as monthly income for 10/ 20/ 30 years or a combination of both
- Flexibility to pay premiums once, for a limited period or throughout the policy term
- Tax Benefits may be applicable on premiums paid and benefits received as per the prevailing tax laws
| Age | Life | Life Plus | Life and Health | All in One |
|---|---|---|---|---|
| 30 | 9036 | 15036 | 14112 | 20112 |
| 35 | 12095 | 18095 | 20841 | 26841 |
| 40 | 18706 | 24706 | 33055 | 39055 |
| 45 | 27750 | 33750 | 50685 | 56685 |
| 50 | 41848 | 47848 | 76830 | 82830 |
Life
Death Benefit + Terminal Illness + Waiver of Premium on permanent disability
Life Plus
Death Benefit + Terminal Illness + Waiver of Premium on permanent disability
+ Accidental Death Benefit
Life & Health
Death Benefit + Terminal Illness + Waiver of Premium on permanent disability
+ Accelerated Critical Illness Benefit
All in One
Death Benefit + Terminal Illness + Waiver of Premium on permane
