What is ICICI Lombard Elevate policy?
In today’s world, the rising costs of medical care are an unavoidable reality. From initial doctor visits to lab tests and pharmacy bills, the cumulative expenses of comprehensive treatment can become overwhelming. ICICI Lombard’s Elevate policy is here to support you throughout your health journey with a policy designed to cater to your needs at all stages. The policy offers flexibility in terms of sum insured and a wide range of add-on covers to choose from. Enjoy value-added services including reward points for healthy habits, video/tele consultation, pharmacy and diagnostic services, online chat with doctors, second opinions, and more. Additional benefits include pre-existing disease cover flexibility, domestic and air ambulance, and convalescence benefits.
Top reason to buy Elevate health insurance
- Hospitalisation & Day care treatment cover
- Unlimited Reset of Sum insured
- Cashless approval in 2 hoursX
- 30% discount On Renewals For Active Living
- 100% SI increase Every YearY
- Unlimited SI on any one claim during policy lifetime
- AYUSH treatment covered up to SI
- Pre & post hospitalization expenses from 90 days until 180 days
- Road & Air AmbulanceY Covered Up To Sum Insured
- Customizable waiting periods
- OPD Benefits (with additional premium
Why do you need to purchase Elevate health policy?
etwork Advantage – Enjoy a 10% discount by selecting a PPN (Preferred Provider Network) hospital for your treatment. If you choose to receive treatment outside the PPN network, a 20% co-pay for the expenses will apply.
Jumpstart – Benefit from additional coverage for pre-existing diseases, providing you with comprehensive protection starting from the 31st day.
Infinite Care – Experience peace of mind with no capping on any one claim during the policy, ensuring full coverage when you need it most.
Who needs Elevate health policy?
An individual above the age of 18 years can opt for this policy for themselves and their family. The minimum age for adding a child is 91 days. If you have any pre-existing diseases, you can still opt for this policy by paying an additional premium.
Key Features of Elevate policy Maternity Cover
This covers maternity care expenses for expectant mothers and their newborns.
- This covers pre and post natal expenses upto the SI amount
- The waiting period of 24 months from the time this cover is opted
- Applicable to all or any female Insured person between age 18 to 50 years as selected by proposer.
- Available for your spouse provided both are covered under the same family floater Policy.
