Why should you buy ICICI Bharat Griha Raksha Policy?
Here are six benefits that our policy comes with.
Home insurance, or property insurance, covers your residence against natural calamities. It’s natural to want the best for your home, because home is where the heart is. However, unforeseen risks can come knocking at any time. In the past few years, natural calamities like Uttarakhand flood, Amphan cyclone, Gujarat earthquake have come unannounced and caused irreparable damage to homes across India. Just one incident can cause a lot of damage to your house and its contents. Even if you live in a region that’s not prone to any natural disaster, your home may still be exposed to other risks. For example, faulty wiring and kitchen fires are unexpected threats to your abode.
Doesn’t let fire accidents burn a hole in your pocket
Our property insurance covers damages due to fire, explosions, implosions and bush fires.
Secures you against unexpected calamities
Your home is covered for natural calamities like earthquakes, floods, cyclones, storms and lightning with ICICI Bharat Griha Raksha Policy.
Protects your possessions from theft
Covers your home and contents like appliances, furniture, etc. against theft caused within 7 days of any insured event.
Doesn’t allow water damages stress you financially
Our property insurance policy offers protection against bursting or overflowing of water tanks, apparatus and pipes.
Secures your most treasured possessions
Keeps you at peace and protects your jewellery, silverware and works of art under the Cover for Valuable Contents add-on (available at a nominal additional premium).
Covers you and your spouse against loss of life
Our policy also covers death of the insured person and his/her spouse under the Personal Accident add-on (available at a nominal additional premium)
What are the different coverages under our ICICI Bharat Griha Raksha Policy?
Take a look and choose the one that suits your needs best.
Home building only
When you opt for a home building-only property insurance policy, you get covered for losses to the building itself, i.e. base foundation, walls and roof. If the construction is damaged due to any natural/man-made calamity listed under the policy, you can claim under this coverage.
Home contents only
When you opt for a home contents-only property insurance policy, you get covered for losses to your belongings like furniture and appliances etc. You can also protect your valuable jewellery under the Cover for Valuable Contents.
Home building & contents
When you opt for home insurance covering the building and its contents, your house structure and possessions are secured under the same Policy. You get comprehensive protection, which includes i) repair expenses in case of damage to the property/contents ii) reconstruction/repair costs in case of complete loss of property/contents.
Why should you buy home insurance online from ICICI Lombard?
Here are some of the benefits of insuring your home with us
PAN India survey network In-house claims settlement Surveyor assignment within 48 hours Online claim intimationICICI Bharat Griha Raksha Policy is designed to offer extensive protection at an affordable rate. You can stay worry free with our long-term cover options,. Besides, we provide fast claims service, with one working day turnaround time for all claim-related queries. Once you’ve insured your home with our property insurance policy, you can put your claims-related concerns at rest.
